By accessing this website or app we assume you accept these terms and conditions. Do not continue to use Xpert International Sdn Bhd if you do not agree to take all of the terms and conditions stated on this page.
Cookies
We employ the use of cookies. By accessing Xpert International Sdn Bhd, you agreed to use cookies in agreement with the Xpert International Sdn Bhd (1234652-H)'s Privacy Policy. Most interactive websites or app use cookies to let us retrieve the user’s details for each visit. Cookies are used by our website or app to enable the functionality of certain areas to make it easier for people visiting our website or app. Some of our affiliate/advertising partners may also use cookies.
License
You’re not allowed to copy, or modify the website or app, any part of the website or app, or our trademarks in any way. You’re not allowed to attempt to extract the source code of the website or app, and you also shouldn’t try to translate the website or app into other languages, or make derivative versions. The website or app itself, and all the trade marks, copyright, database rights and other intellectual property rights related to it, still belong to Xpert International Sdn Bhd (1234652-H)
Content Liability
With respect to Xpert International Sdn Bhd (1234652-H)’s responsibility for your use of the app, when you’re using the website or app, it’s important to bear in mind that although we endeavor to ensure that it is updated and correct at all times, we do rely on third parties to provide information to us so that we can make it available to you. Xpert International Sdn Bhd (1234652-H) accepts no liability for any loss, direct or indirect, you experience as a result of relying wholly on this functionality of the website or app.
Your Privacy
Please read Privacy Policy
Refund or Adjustment Due to Error
If you discover any error or discrepancy in your Account, you must contact our support team within thirty (30) days from the date of the disputed transaction, failing which, you shall be deemed to have accepted the accuracy of your transaction. If it is revealed in the course of Xpert International Sdn Bhd’s investigation that the disputed Transaction was indeed made in error, Xpert International Sdn Bhd will refund the disputed sum directly to your Account upon completion of the investigation which will not exceed thirty (30) days from your complaint. Xpert International Sdn Bhd reserves its right not to refund any disputed amount to you if Xpert International Sdn Bhd believe you acted contrary to these Term and Conditions.
Notwithstanding the above, any refund by Xpert International Sdn Bhd shall not, in and of itself, amount to completion of the investigation. Xpert International Sdn Bhd may refund such sums to your Account based on preliminary investigation results. Upon the completion of the full investigation, if it is discovered that you are not entitled to the refund, Xpert International Sdn Bhd may, in their sole discretion, either adjust your account and deduct the refunded sums from your Account or claim such sums from you.
In the event any incorrect sum was deducted from your Account, Xpert International Sdn Bhd shall have the right(s) to make the necessary adjustment or deduction from your Account as required.
Termination
In the event you terminate the Service and you are entitled to a refund, the sum shall be credited to a different Account nominated by you less the bank charges applicable. You shall provide to Xpert International Sdn Bhd all necessary information and documents for the purpose of refund upon request. Xpert International Sdn Bhd reserves its right not to refund any disputed amount to you if Xpert International Sdn Bhd believe you acted in contrary to these Term and Conditions.
In the event the Service or your Account is ceased, terminated or suspended by Xpert International Sdn Bhd due to fraudulent, illegal or unlawful transactions including but not limited to breaches of any law (including but not limited to the Financial Services Act 2013 and/or Anti-Money Laundering and Anti-Terrorism Financing Act 2001 (AMLATFA) or any regulation and/or guidelines made thereunder), you shall not be entitled to obtain any refund of the Available Balance whatsoever and it shall be lawful for Xpert International Sdn Bhd to retain for an indefinite period or release to the relevant authorities the Available Balance in accordance with applicable legislation, regulation and/or guidelines. You shall not be entitled to claim any form of compensation for any loss arising therefrom.
Reservation of Rights
We reserve the right to terminate use of it at any time without giving notice of termination to you. Unless we tell you otherwise, upon any termination,
- (a) the rights and licenses granted to you in these terms will end;
- (b) you must stop using the website or app, and (if needed) delete it from your device.
Disclaimer
To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website or app and the use of this website or app. Nothing in this disclaimer will:
- limit or exclude our or your liability for death or personal injury;
- limit or exclude our or your liability for fraud or fraudulent misrepresentation;
- limit any of our or your liabilities in any way that is not permitted under applicable law; or
- exclude any of our or your liabilities that may not be excluded under applicable law.
The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort and for breach of statutory duty.
Changes to This Terms and Conditions
We may update our Terms and Conditions from time to time. Thus, you are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Terms and Conditions on this page. These changes are effective immediately after they are posted on this page.
English Version
This Terms and conditions are translated into a language other than English, it is done solely for convenience purpose, with only the English version of this Terms and conditions being valid and binding.